AR Settings: Card Payment Options

On this page, you can choose how card payments are handled after a customer pays.

Card Payment Capture

You can decide whether card payments are captured automatically or manually.

Automatic Capture (Recommended for most businesses)

• Funds are taken immediately after the customer makes a payment.
• Your card processor collects the money and deducts fees during settlement.
• Best for straightforward payments where no extra confirmation is needed.

Manual Capture

• After the customer pays, the funds are held for up to 7 days.
• During this time, you can:
  • Capture the funds to complete the payment, or
  • Void the transaction if needed.
• If you take no action within 7 days, the authorisation expires, the funds are released back to the customer, and you’ll need to create a new payment request.